20520 Pine Tree Lane, Estero, FL 33928

$735,000

Wake up to shimmering water views, spend your afternoons cruising the canals, and end each day watching crimson sunsets melt into the Gulf sky—this is waterfront living done right. Set along a Gulf-access canal with prized western exposure, this 3-bedroom plus den residence offers an authentic Florida lifestyle where the… Read More water is always within reach. Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views that feel straight out of a postcard. Designed for those who love life on the water, the home provides effortless boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park. Whether your passion is boating, kayaking, paddleboarding, fishing, or simply enjoying the rhythm of waterfront living, this location places it all at your doorstep. Inside, the home has been thoughtfully updated with a newer A/C, water heater, washer and dryer, luxury vinyl plank flooring throughout most of the home, hurricane impact windows, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with a fully fenced backyard offering ample space for a future pool, additional watercraft, or expanded entertaining areas. Unwind outdoors after a day on the water, or simply relax as the sun dips low and the sky ignites in dramatic shades of red, gold, and violet. From the back porch, the west-facing views create a nightly show that never gets old. The neighborhood is a rare coastal find with no HOA fees, while still offering a private boat ramp available to residents for optional use, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from shopping, dining, and entertainment, this peaceful enclave delivers the freedom of waterfront living without the burden of mandatory association fees. Bring your boat, your sense of adventure, and your love for the water—this is more than a home, it’s a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living. Read Less

Courtesy of Joe R Pavich, Realty World J. PAVICH R.E..

Listing Snapshot

Days Online

Last Updated

Feb 5, 2026

Property Type

SingleFamilyResidence

Beds

Full Baths

Square Ft.

1,738

Lot Size

0.38 Acres

Year Built

1997

MLS Number

225083687

30 Days Snapshot Of 33928

$367k

-11%

(avg) sold price

-30%

homes sold

132

+3%

(avg) days on market

Snapshot

Area Map

Additional Details

Appliances & Equipment

Dryer, Dishwasher, Freezer, Microwave, Range, Refrigerator, WaterPurifier, Washer, ReverseOsmosisSystem

Building

Built in 1997, Architectural style: Ranch, OneStory, Construction materials: VinylSiding, WoodFrame, 1, 1 total story, Toal building area: 2457

Community

BoatFacilities, NonGated

Cooling

CentralAir, CeilingFans, Electric

Exterior Features

Deck, Patio, RoomForPool, Storage, ShuttersManual

Floors

Tile, Wood

Garage

2 garage spaces

Water Features

CanalAccess

Heating

Central, Electric

Home Owner's Association

Association amenities: BoatRamp, Cabana, Barbecue, PicnicArea, Park

Interior Features

Furnished: Negotiable, BreakfastBar, CathedralCeilings, EatInKitchen, MainLevelPrimary, Pantry, SplitBedrooms, TubShower, WalkInClosets, WindowTreatments

Laundry

InGarage

Lot

0.376 acres, CornerLot, OversizedLot, PondOnLot

Parking

2 covered spaces, Attached, Driveway, Garage, Paved, TwoSpaces, GarageDoorOpener

Pets Policy

Yes

Property

Patio and porch features: Deck, Open, Patio, Porch, Canal

Roof

Metal

Security Features

SmokeDetectors

Sewer

SepticTank

Taxes

Year: 2024

Utilities

CableAvailable, HighSpeedInternetAvailable

Windows

SingleHung, WindowCoverings

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20520 Pine Tree Lane

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