1426 SW 12th Terrace, Cape Coral, FL 33991

$639,000

Welcome to this beautifully maintained freshwater waterfront home located in a quiet and established neighborhood of Southwest Cape Coral. Built in 2016 and thoughtfully cared for by its owner, this four-bedroom, three-bath residence offers a perfect balance of comfort, functionality, and Florida waterfront living. Situated on a spacious .23-acre lot… Read More with southern rear exposure, this home features 2,137 square feet of living space and a desirable split-bedroom floor plan designed for both everyday living and entertaining. From the moment you arrive, the home’s curb appeal is evident with mature landscaping, a decorative driveway, and a clean stucco exterior that reflects pride of ownership throughout. Inside, the great room layout welcomes you with volume and tray ceilings, abundant natural light, and tranquil water views that immediately draw your attention to the canal beyond. The living spaces flow seamlessly into the dining and kitchen areas, creating an open and inviting atmosphere. Flooring throughout the home includes a combination of tile, laminate, and carpet, offering durability and comfort in all the right places. The kitchen is well-appointed with ample cabinetry, a breakfast bar, and quality appliances including a range, microwave, dishwasher, and refrigerator/freezer. Whether preparing daily meals or hosting guests, this space is both practical and welcoming. The primary suite, located on the ground level for convenience, serves as a private retreat. The en-suite bathroom features dual sinks, a jetted soaking tub, and a separate walk-in shower, providing a spa-like experience at home. Additional bedrooms are generously sized, deal for guests, family members, or flexible use such as a home office or hobby room. Step outside to enjoy true Florida waterfront living. The below-ground concrete pool overlooks a peaceful freshwater canal with an existing seawall and private oversized composite dock, perfect for kayaking, paddleboarding, fishing, or simply enjoying the calming water views. The southern exposure allows for abundant sunlight throughout the day, making the outdoor space ideal for relaxation or entertaining. This home also offers valuable peace of mind with impact-resistant windows and doors, along with manual shutters for added storm protection. Additional features include a two-car attached garage, automatic irrigation system, laundry room with tub, and assessments paid for water, sewer, and irrigation. Located in a non-gated community with no HOA fees, this property is close to shopping, dining, schools, and major roadways, while still offering a quiet residential setting. The owner has maintained the home meticulously, making it truly move-in ready for the next homeowner. Whether you’re seeking a full-time residence, a seasonal retreat, or a waterfront lifestyle without the complexity of Gulf access, 1426 SW 12th Terrace offers an exceptional opportunity to own a quality home on freshwater in Southwest Cape Coral. Read Less

Courtesy of Shelley Gentry, SellState Excelsior Realty.

Listing Snapshot

Days Online

Last Updated

Jan 16, 2026

Property Type

SingleFamilyResidence

Beds

Full Baths

Square Ft.

2,137

Lot Size

0.23 Acres

Year Built

2016

MLS Number

2025024887

30 Days Snapshot Of 33991

$226k

(avg) sold price

189

(avg) days on market

Snapshot

Area Map

Additional Details

Property Access

Road responsibility: PublicMaintainedRoad, Road surface type: Paved

Appliances & Equipment

Dryer, Dishwasher, Freezer, Disposal, Microwave, Range, Refrigerator, Washer

Building

Built in 2016, Architectural style: Ranch, OneStory, Construction materials: Block, Concrete, Stucco, 1, 1 total story, Toal building area: 2664

Community

NonGated

Cooling

CentralAir, Electric

Exterior Features

Fence, SecurityHighImpactDoors, SprinklerIrrigation, ShuttersManual

Floors

Carpet, Laminate, Tile

Garage

2 garage spaces

Water Features

CanalAccess, Seawall

Heating

Central, Electric

Home Owner's Association

Association amenities: None

Interior Features

Furnished: Negotiable, BreakfastBar, Bathtub, TrayCeilings, DualSinks, EatInKitchen, FamilyDiningRoom, HighCeilings, JettedTub, LivingDiningRoom, MainLevelPrimary, SeparateShower, SplitBedrooms

Laundry

WasherHookup, DryerHookup, Inside, LaundryTub

Lot

0.229 acres, RectangularLot, SprinklersAutomatic

Parking

2 covered spaces, Attached, Garage, GarageDoorOpener

Pets Policy

Yes

Pool

Concrete, InGround, PoolEquipment

Property

Patio and porch features: Lanai, Porch, Screened, Canal, Water

Roof

Shingle

Security Features

SmokeDetectors

Sewer

AssessmentPaid

Taxes

Year: 2024

Utilities

CableAvailable

Windows

SingleHung, ImpactGlass

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